Should we say “I do” early for health insurance?

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Photo by Megan Finley
Photo by Megan Finley
My fiancé has no insurance (health, car, dental or vision) and I do. I want him to be insured and don't want to wait until our actual wedding for him to be able to be added to my insurance.

Do you think it is a good idea to secretly go to the courthouse and get the legal stuff done ahead of time before we do the ceremony we already have planned? -Sarah

Girl, I feel you. As anyone who's read the book knows, health insurance was a big part of why Andreas and I decided to finally get married after 6+ years of unwedded bliss. It's a sad commentary on health care in the United States, but them's the facts. (Canadians, you have no idea what kinds of fun you're missing. *snork*)

With that personal bias in mind, I think it's perfectly acceptable to be pragmatic: go to the courthouse, do the deed, and quietly enjoy the insurance. No one but your health care providers need to know, and you and your fiancé can rest assured knowing that if he breaks his leg next month, you won't have to use your wedding budget to pay for the cast.

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